Terms & Conditions

1. About these terms

By using this website or enrolling in a Purchase Advance Scheme, you agree to these Terms & Conditions and the applicable scheme terms.

2. Nature of the scheme

The Purchase Advance Scheme is a facility to make fixed advance payments that accumulate as a jewellery purchase advance. It is not an investment, deposit, or financial-return product. No interest, returns, profit, or appreciation is offered or implied.

3. Eligibility

You must provide accurate registration details and be legally capable of entering into this arrangement.

4. Payments

Instalments are processed through our payment gateway. Your accumulated advance is updated only after server-side verification of a successful payment.

5. Use of accumulated advance

On completion, your accumulated eligible amount can be adjusted toward eligible jewellery purchases per the applicable scheme terms.

6. Changes

We may update these terms and scheme details. Material changes will be reflected on this page.

7. Contact

For questions, contact us using the details on our Contact page.

Final terms, tax treatment and any statutory requirements must be reviewed and confirmed by the business's legal/CA advisor before launch.