Simple & transparent

How the Purchase Advance Scheme Works

Four easy steps from choosing a plan to using your accumulated advance.

  1. 1

    Choose Your Scheme

    Pick a weekly or monthly purchase advance plan that fits your budget.

  2. 2

    Make Your Instalment

    Pay your fixed instalment securely online. Enable recurring payments where supported.

  3. 3

    Track Your Purchase Advance

    Watch your accumulated purchase advance build up in your account dashboard.

  4. 4

    Use Your Accumulated Advance

    On completion, adjust your accumulated eligible amount toward eligible jewellery.

Your payments are recorded against your selected jewellery purchase advance scheme. Upon completion, the accumulated eligible amount can be adjusted toward jewellery purchases according to the applicable scheme terms.

This is a jewellery purchase advance and not an investment, deposit, or financial-return product. No interest, returns or profit is offered or implied.

Recurring payments, where supported

Where enabled and approved for the store, you can set up recurring payments or UPI AutoPay so your instalments are collected automatically each cycle. Availability depends on payment-provider approval and your chosen payment method.

You can always pay manually if automatic payments are not available for your account.

What you can track

  • Paid and remaining instalments
  • Accumulated purchase advance
  • Next payment date
  • Full payment history with receipts
Explore Schemes